Xero MCP Server
Connect Xero to Claude, ChatGPT or Perplexity and just ask. Ask AI runs a hosted Xero MCP server that reads your live accounting data — profit and loss, cash position, invoices, and bills — alongside Shopify revenue, ad spend, and 17 other sources, all queryable in one conversation.
7-day free trial. No credit card required.
What is an MCP server?
MCP (Model Context Protocol) is an open standard developed by Anthropic that lets AI assistants query external data sources in real time during a conversation. Instead of exporting a report and pasting numbers into a chat window, the AI calls the MCP server directly and gets live answers from your actual data.
For Xero, this means Claude, ChatGPT or Perplexity can read your real accounting data — profit and loss, balance sheet, cash position, invoices, and bills — without opening Xero. You ask a question, the AI queries your organisation via the MCP server, and you get an answer from live data.
Ask AI runs the MCP server for you. You connect Xero, grab your MCP URL from the dashboard, and paste it into your AI tool. That's it.
What Xero data is available via MCP
Once connected, your AI can query all of the following from your live Xero account.
Profit & Loss — revenue, cost of goods sold, gross profit, operating expenses, net profit
Balance Sheet — assets, liabilities, equity, point-in-time snapshots
Cash Position — bank balances, accounts receivable, accounts payable, working capital
Invoices — outstanding, overdue, and paid counts and amounts with aging
Bills — payables with aging buckets (current, 1-30, 31-60, 61-90, 90+ days)
Expense Categories — detailed breakdown by category from the P&L
Connection method
Xero OAuth with read-only access — Ask AI can read your accounting data but can never create, edit, or approve anything in your organisation.
How to set up the Xero MCP server
Four steps. Takes under 5 minutes from start to first query.
Connect Xero
Sign up and connect your Xero organisation with read-only access. We can never create invoices, approve bills, or change anything in your books. Historical data syncs in minutes.
Get your MCP URL
Go to AI Tools in your dashboard. Your unique Remote MCP Server URL is ready immediately. No configuration required.
Add to Claude, ChatGPT or Perplexity
In Claude: Settings, then Connectors, then Add Custom Connector and paste your URL. ChatGPT uses a Custom GPT and Perplexity supports Remote MCP directly. Takes under 2 minutes.
Start asking questions
Open a new conversation and ask anything about your Xero data. The AI queries your live data and returns real answers, with no exports and no dashboards.
Example queries you can ask
Once your Xero account is connected via MCP, ask your AI tool questions like these:
“What's my net profit margin this month?”
“Show me outstanding invoices over 60 days overdue.”
“What are my top 5 expense categories this quarter?”
“How much cash do I have across all bank accounts?”
“Compare my revenue this month to last month from Xero.”
“What's my accounts receivable vs accounts payable right now?”
More powerful with your other tools
Xero holds your true financials, but it doesn't know what drove them. The same MCP server also exposes Shopify sales, ad spend, and shipping costs alongside Xero, so you can connect the accounting picture to what actually happened in the business, all in one conversation.
“Does my Xero revenue reconcile with the orders Shopify recorded this month?”
“What's my true net margin after ad spend, using Xero costs and my ad platforms?”
“How do my Xero shipping and fulfilment costs compare to what ShipStation reports?”
“Which expense categories are growing faster than Shopify revenue?”
Supported AI clients
Ask AI uses the Remote MCP standard, which these AI tools support natively.
Claude.ai (Pro/Team) + Claude Desktop
Perplexity.ai Pro
Using ChatGPT or Gemini? Ask AI also supports those via Custom GPT (ChatGPT) and function calling (Gemini). Set them up from your AI Tools dashboard.
Security and data access
AES-256 encrypted at rest
All credentials, including your Xero connection, are encrypted before storage. No plaintext secrets, ever.
Read-only access
We only request read-only Xero scopes. Ask AI can never create, edit, or approve anything in your books.
Revoke anytime
Disconnect Xero at any time. Your synced data is deleted immediately.
Frequently asked questions
What is a Xero MCP server?
MCP stands for Model Context Protocol — an open standard from Anthropic that lets AI assistants query external data in real time. A Xero MCP server gives Claude, ChatGPT or Perplexity direct, read-only access to your Xero organisation so you can ask about profit and loss, cash position, invoices, and bills in natural language, without opening Xero.
How do I connect Xero?
You connect your Xero organisation through OAuth with read-only access. Setup takes about a minute and historical data syncs shortly after. Ask AI can read your accounting data but can never create, edit, or approve anything in your books.
Which AI tools can I use it with?
Claude (claude.ai Pro/Team and Claude Desktop) and Perplexity Pro support Remote MCP servers directly. ChatGPT connects via a Custom GPT and Gemini via function calling — Ask AI supports all of them from the same dashboard.
Can the AI change my accounts or post transactions?
No. Ask AI only requests read-only access to Xero. It can read your P&L, balance sheet, invoices, and bills, but it can never create invoices, approve bills, reconcile transactions, or change anything in your organisation.
Can I combine Xero with my Shopify and ad spend data?
Yes, that's where it gets powerful. The same MCP server also exposes Shopify, Google Ads, Meta Ads, ShipStation, and 20+ other sources. You can ask for true net margin after ad spend, or reconcile Xero revenue against Shopify orders, all in one conversation.
Is my data secure?
All credentials are encrypted with AES-256-GCM at rest. We only request read-only access, and you can disconnect Xero at any time from your dashboard.
Connect Xero to Claude today
Create an account, connect Xero, and start asking questions in under 5 minutes. 7-day free trial, no credit card required.